Pembuatan Laporan Keuangan Sederhana Berbasis Android dan Cloud untuk Peningkatan Literasi Keuangan UMKM

Authors

  • Aqamal Haq Universitas Trisakti
  • Iwan Ekawanto Fakultas Ekonomi dan Bisnis, Universitas Trisakti
  • Sri Susilowati Fakultas Ekonomi dan Bisnis, Universitas Trisakti

Keywords:

simple financial reports, MSMEs, Android, Cloud, financial literacy

Abstract

This community service program aimed to improve the financial literacy of MSMEs in West Jakarta through training on preparing simple financial reports using Android-based applications and Cloud technology. The program involved 30 MSMEs under the West Jakarta Chamber of Commerce, representing trade, culinary, and service sectors. The training method combined lectures, hands-on practice with Android accounting applications, and the use of Cloud platforms for financial data management. Evaluation was conducted using pre-tests and post-tests. The results showed significant improvement: understanding of the importance of financial reports increased from 30% to 85%, the use of Android applications for recording transactions rose from 10% to 90%, and familiarity with Cloud technology grew from 20% to 75%. More than 85% of participants also expressed confidence in preparing financial reports to support access to external financing. This program highlights the importance of digital technology adoption for MSMEs as a step toward professional and competitive financial management.

References

Dewi, F., Nugraha, R., & Sulastri, D. (2023). Cloud technology adoption in MSME financial management: Opportunities and challenges. Journal of Small Business and Enterprise Development, 30(4), 553–569. https://doi.org/10.1108/JSBED-10-2022-0432

Kementerian Koperasi dan UKM Republik Indonesia. (2023). Perkembangan data UMKM tahun 2023. Kemenkop UKM. https://kemenkopukm.go.id

Kristaung, R., & Agustine, Y. (2014). Metodologi penelitian bisnis dan akuntansi. Jakarta: Mitra Wacana Media. https://scholar.google.com/citations?hl=id&user=DCK3Y1wAAAAJ

Mulyani, S., Darmawan, A., & Yusuf, A. (2022). Financial literacy and access to credit: Evidence from Indonesian microenterprises. Asian Journal of Business and Accounting, 15(2), 75–96. https://doi.org/10.22452/ajba.vol15no2.4

OECD. (2023). The digital transformation of SMEs: Enabling innovation, competitiveness and sustainability. OECD Publishing. https://doi.org/10.1787/df56b3a0-en

Otoritas Jasa Keuangan. (2022). Survei literasi dan inklusi keuangan Indonesia 2022. Jakarta: OJK. https://www.ojk.go.id

PwC Indonesia. (2022). SME digital transformation survey 2022. Jakarta: PwC Indonesia. https://www.pwc.com/id

Sari, R., & Nugroho, A. (2022). The impact of digital accounting applications on MSMEs’ access to financing. International Journal of Business and Society, 23(3), 1125–1141. https://doi.org/10.33736/ijbs.5027.2022

Thomas, M., Ramadhanti, D., & Indriaty, A. (2024). The effect of financial literacy, social capital, and fintech on students’ financial inclusion. Proceedings of the 2024 International Conference on Digital Finance and Innovation. https://arxiv.org/abs/2405.06570

Downloads

Published

2025-10-13

How to Cite

Haq, A., Iwan Ekawanto, & Sri Susilowati. (2025). Pembuatan Laporan Keuangan Sederhana Berbasis Android dan Cloud untuk Peningkatan Literasi Keuangan UMKM. Dirkantara Indonesia, 4(1), 71–78. Retrieved from https://journal.fourzero.id/index.php/di/article/view/162