Karnasi, Reniati, Ina Oktaviana Matusin, and Lucy Warsindah. “Mekanisme Laba Rugi UMKM”. Dirkantara Indonesia 3, no. 2 (April 25, 2025): 47–52. Accessed April 27, 2026. https://journal.fourzero.id/index.php/di/article/view/121.